Tuition & Financial Aid

Smith welcomes and supports qualified students from all economic backgrounds. As part of the college’s commitment to access, affordability and equity, Smith has eliminated loans from its undergraduate financial aid packages for those students receiving institutional need-based aid, replacing those funds with institutional grants. The college will meet the full documented need, as determined by college policy, of all admitted students who apply for aid by the published deadlines.
This section is for prospective students applying for admission. If you are a current student, please go to the Student Financial Services website for financial aid deadlines and policies.
You Are Our Top Investment
Every family is unique, and we are here to help you through the application process and provide financial advice to help manage the cost of college. Whether you’re a traditional first-year student, transfer student, Ada Comstock Scholar, or international student (or any combination!), it’s important to understand your financial aid options.
While planning for college can be stressful, we’re here to support you each step of the way.
No Loans (Yes, Really!)
Startup Grants
Cost of Attendance 2025–26
Students are billed for one-half of the annual charges at the beginning of each semester. The Cost of Attendance includes allowances for out-of-pocket expenses that most students incur during the year.
Cost of Attendance for Other Housing Arrangements for Traditional Students
Students who are approved by the Office of Residence Life to have a non-traditional housing or food arrangement have a modified Cost of Attendance. Learn more on the Traditional Students page.
Direct Billed Costs |
Cost (U.S. dollars) |
---|---|
Tuition |
$67,140 |
Food & Housing |
$23,360 |
Student Activities Fee |
$308 |
Health Insurance (domestic students may waive) |
$3,588 |
Indirect Costs Not Billed |
Cost (U.S. dollars) |
---|---|
Books, course materials, supplies, and equipment |
$800 |
Transportation |
(domestic average) $640 |
Personal expenses |
$1,850 |
Estimate Your Cost
With so many variables involved, it can be difficult to know just how much college is going to cost you. These tools can help you estimate eligibility for need-based financial aid at Smith and how much you might expect to contribute.
Frequently Asked Questions
Code of Conduct
The following Code of Conduct was last updated by a vote from NASFAA's Board of Directors in November 2020, and published in January 2021. Subject to enforcement procedures that went into effect July 1, 2015, NASFAA institutional members of NASFAA will ensure that:
- No action will be taken by financial aid staff that is for their personal benefit or could be perceived to be a conflict of interest.
- Employees within the financial aid office will not award aid to themselves or their immediate family members. Staff will reserve this task to an institutionally designated person, to avoid the appearance of a conflict of interest.
- If a preferred lender list is provided, it will be compiled without prejudice and for the sole benefit of the students attending the institution. The information included about lenders and loan terms will be transparent, complete, and accurate. The complete process through which preferred lenders are selected will be fully and publicly disclosed. Borrowers will not be auto-assigned to any particular lender.
- A borrower's choice of a lender will not be denied, impeded, or unnecessarily delayed by the institution, even if that lender is not included on the institution's preferred lender list.
- No amount of cash, gift, or benefit in excess of a de minimis amount shall be accepted by a financial aid staff member from any financial aid applicant (or his/her family), or from any entity doing business with or seeking to do business with the institution (including service on advisory committees or boards beyond reimbursement for reasonable expenses directly associated with such service).
- Information provided by the financial aid office is accurate, unbiased, and does not reflect preference arising from actual or potential personal gain.
- Institutional financial aid offers and/or other institutionally provided materials shall include the following:
- Breakdown of estimated individual Cost of Attendance components, including which are direct (billed by the institution) costs vs. indirect (not billed by the institution) costs
- Clear identification and proper grouping of each type of aid offered indicating whether the aid is a grant, scholarship, loan, or work program
- Estimated net price
- Standard terminology and definitions, using NASFAA's glossary of terms
- Renewal requirements for each aid type being offered as well as next steps and financial aid office contact information
- All required consumer information is displayed in a prominent location on the institutional web site(s) and in any printed materials, easily identified and found, and labeled as "Consumer Information."
- Financial aid professionals will disclose to their institution any involvement, interest in, or potential conflict of interest with any entity with which the institution has a business relationship.
Refer to NASFAA's Statement of Ethical Principles, Enforcement Procedures, as well as the Ethical Principles, Code of Conduct and Enforcement Procedures Q&A for more information about NASFAA's ethical guidelines and how they are enforced. To report a potential violation of NASFAA's Code of Conduct, refer to the Ethics Complaint Submission Form.
Contact Student Financial Services
College Hall 108
10 Elm Street
Smith College
Northampton, MA 01063
Phone: 413-585-2530 Email: sfs@smith.edu
Call Center Hours: Monday–Friday, 10 a.m.–noon and 1:30–3:30 p.m. (EST)